Himalayan Jeevan Adhar Insurance Plan - With Profits

: 07/02/2021
: 11/02/2021
Minimum Sum Assured : 500,000/-
Maximum Sum Assured : No limit ( As per Income Source)
Entry Age : 18 to 50 Years
Policy Term : 10 to 20 Years
Maximum Maturity Age : 70 Years
Rider Benefits : ADB ,MIB,PWB

Special Features:

Rebate on large Sum Assured:

Sum Assured Rebate in rate
Rs. 500000/- to 14,99,999/- 0
Rs. 500000/- to 14,99,999/- Rs. 0.40 per 1000
Rs. 500000/- to 14,99,999/- Rs. 0.50 per 1000

 Survival / Maturity Benefit: 

During the policy term, on survival of the life assured at the end of each policy year provided the policy is inforce, 5% of the Sum Assured is payable to the life assured as survival benefits.

On survival of the life assured at the end of the policy term provided that policy is in force then Sum Assured minus all the previous survival benefit payments plus Accrued Bonus shall be payable as maturity benefits.

Death Benefit :

Sum Assured and Accured Bonus

Other facilities: 
Surrender Value
Policy holder Loan
Tax benefit As per ITA,058

Death Benefit due to Accident :

Additional amount equal to Sum Assured or Rs. 100,00,000/- whichever  is lower.

TPD Benefit due to Accident:

Full Sum Assured is payable in 120 monthly installment, Balancing installment shall be payable  in lump sum on maturity or at death.

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Contact Info

  • Manakamana Marga, Kathmandu
  • +977-1-5970057
  • info@himalayanlife.com.np
  • www.himalayanlife.com.np