Himalayan Limited Payment (Endowment Cum Whole Life) Plan

Limited Payment Endowment Cum Whole Life Plan covers the features of both limited payment and whole life. It is a participating life product. In this policy, policyholders may pay premium for the limited of time and will cover risk for the whole life. The policyholder may choose the various premium paying term based on policy term. Premium paying term will be lesser than the policy term.  : 05/31/2018
: 09/12/2018
-Minimum Sum Assured     : 50,000/-
-Maximum Sum Assured   : No limit ( As per Income Source)
-Entry Age   : 18  to 65 Years
-Policy Term   : 5 to 30 Years
-Maximum Maturity Age   : 70 Years
-Rider Benefits   : ADB ,MIB,PWB
  • Premium Paying Term:

Policy Term ( Years)

Premium Paying Term  (Years)
5 1 ( Single)
10 1,5
15 1,5,10
20 1,5,10,15
25 1,5,10,15,20
30 1,5,10,15,20, 25


  • Rebate on large sum assured
Sum Assured Rebate
1,00,001 to 2,00,000 Rs. 1/-
2,00,001 onwards Rs. 2/-


  • Rebate on Premium Paying Terms
Mode of Payment Rebate
Yearly 2%
Half Yearly 1%
Quarterly  NIL
Monthly Additional 5%

Survival Benefit :
Sum Assured and Vested Bonus up to Maturity Period
Survival to Maturity Date (Age 100 Years):
Sum Assured Only 

Death Benefit within Policy Term Period :
Sum Assured and Vested Bonus

Death Benefit after Policy Maturity :
Sum Assured Only

Other facilities:

-Surrender Value
-Policy holder Loan
-Tax benefit As per ITA,058

Death Benefit due to Accident :

Additional amount equal to Sum Assured or Rs. 1,00,00,000/- whichever  is lower

Rider  Benefits ADB Covers upto Age 70 Years

TPD Benefit due to Accident :

Sum Assured is payable in 120 monthly installment, Balancing installment shall be

payable  in lump sum on maturity or at death.

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Contact Info

  • Manakamana Marga, Kathmandu
  • +977-1-5970057
  • info@himalayanlife.com.np
  • www.himalayanlife.com.np