HimalayanLife Jeewan Surakshya

Key Features

• Insurance term can be determined as per requirement
• Premium payment frequency can be chosen as per convenience
• Sum insured can be chosen as per customer’s need

Policy Requirements

 Supplementary Riders

• Accidental Death Benefit ADB (Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower)

• Critical Illness (CI) – This is optional rider coverage which shall be allowed to take our existing policyholders in the condition of medical fitness with effect from the policy anniversary date in all the product portfolio. However, the Company has sole discretion to accept or reject the application. The medical cost shall be borne by an applicant whatsoever. The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
• Personal Accident (PA) – This is optional rider coverage  which offers immense benefits during the policy period. This rider shall be allowed to take new policy holder as well as existing policy holders with effect from the policy anniversary date by paying additional rider premium. The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower