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Himalayan Life New Term Assurance
Product Launched
On :- 24 Julne, 2015
:
:
Policy Requirements
Minimum Sum Assured
NPR 100,000
Maximum Sum Assured
No limit
Minimum Policy Term
5
Maximum Policy Term
35
Minimum Entry Age
18
Maximum Entry Age
65
Max Maturity Age
70
Premium Paying Term
Equal to policy term
Premium Payment Frequency
Yearly, Half Yearly, Quarterly & Monthly
Benefits
Death Before Maturity:
Basic Sum assured
Supplementary Riders
Accidental Death Benefit (ADB)
(Equal to basic sum assured or maximum NPR. 5,00,000 which ever is less)
Critical Illness (CI) – This is optional
rider coverage which shall be allowed to take our existing policyholders in the condition of medical fitness with effect from the policy anniversary date in all the product portfolio. However, the Company has sole discretion to accept or reject the application. The medical cost shall be borne by an applicant whatsoever. The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA) –
This is optional rider coverage which offers immense benefits during the policy period. This rider shall be allowed to take new policy holder as well as existing policy holders with effect from the policy anniversary date by paying additional rider premium. The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
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