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Himalayan Barshik Nagad Firta Jeevan Beema Yojana (Annual Cash Back Policy)

Himalayan Barshik Nagad Firta Jeevan Beema Yojana (Annual Cash Back Policy )

This policy is an anticipated endowment policy which gives money back every year after one year till maturity at the rate of 4% of the sum assured. This innovative product was first introduced by Himalayan Life Insurance LTD in considerations of the policy holders who need money every year.

: 01/08/2016
:

Minimum Entry Age: 18 Years
Maximum Entry Age: 55 Years
Maximum Maturity Age: 65 Years
Minimum Policy Term: 10 Years
Maximum Policy Term: 20 Years
Minimum Sum Assured: Rs. 500,000
Premium Payment Mode: Yearly/Half Yearly/Quarterl

4% of Sum Assured will be returned back to assured annually.
Accrued Bonus plus remaining sum assured will be paid to the assured after maturity.
Sum Assured plus bonus will be paid to nominee person in case of death of the assured during policy term.

Additional Benefits

Premium Waiver
Accidental Death Benefit
Permanent Total Disability Benefit

Applicable Riders and Maximum Limit
Accidental Death Benefit (ADB)	(Equal to basic sum assured or maximum NPR. 50,00,000 which ever is less)
Total Permanent Disability and Premium Waiver (TPD/PW)	(Equal to basic sum assured or maximum NPR. 50,00,000 which ever is less)