Himalayan Jeevan Aawaran Insurance Plan

: 04/02/2022
: 10/02/2022
 Minimum Sum Assured  : 1,00,000/-
 Maximum Sum Assured  : No limit ( As per Income Source)
 Entry Age  : 18  to 50 Years
 Policy Term  : 7 to 25 Years
 Maximum Maturity Age  : 70 Years
 Rider Benefits  : ADB ,MIB & PWB, CI
 Mode of paying a premium  : Yearly and Half-yearly
 Premium Paying Term  : Same as Policy Term

Rebate on Large Sum Assured

 Sum Assured  Rebate in rate
 Up to 4,99,999/-  0
 Rs. 5,00,000/- to 6,99,999/-  Rs. 0.90 per 1000
 Rs. 7,00,000/- and above  Rs. 1.10 per 1000

Policy Loan / Surrender Value /Paid Up Value

As Per Company Rule

Survival / Maturity Benefit

Sum Assured and Vested Bonus up to Maturity Period

Death Benefit

On the death of the assured during the policy term, Sum Assured + Additional  Sum Assured + Accrued simple reversionary bonus will be payable.

Rider facility

Accidental Death Benefit 

Accidental Death Benefit / Premium Waiver Benefit / Monthly Income Benefit

Critical Illness Benefit

Death Benefit due to Accident

Additional amount equal to Sum Assured or Rs. 100,00,000/- whichever is lower

TPD Benefit due to Accident

Full Sum Assured is payable in 120 monthly installments, Balancing installment shall be payable in a lump sum on maturity or at death.

Download Our App


Contact Info

  • Manakamana Marga, Kathmandu
  • +977-1-5970057
  • info@himalayanlife.com.np
  • www.himalayanlife.com.np