Himalayan Surakshit Bhavisya Jeevan Beema Yojana ( Pension Plan)

Himalayan Surakshit Bhavisya Jeevan Beema Yojana ( Pension Plan)

This policy  provides combine benefit of endowment policy, whole life and annual pension after premium paying term.

:
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  • Minimum Entry Age : 18 Years
  • Maximum Entry Age : 60 Years
  • Maximum Maturity Age : 70 Years
  • Minimum Policy Term: 10 Years
  • Maximum Policy Term: 30 Years
  • Minimum Sum Assured: Rs. 5 Lakh
  • Maximum Sum Assured: Unlimited as per income source

Benefits

  • Accrued bonus at maturity
  • On death of life assured during premium paying term: Full sum assured plus accrued bonus will be paid to the nominee.
  • On death of life assured after premium paying term: Full sum assured will be paid to the nominee.
  • On surviving after premium paying till 99 years of age: 6 % of Sum assured per annum and at the age of 100 years or death sum assured will be paid.
  • Loan facility
  • Tax benefits

Additional Benefits

  • Premium Waiver
  • Accidental Death Benefit
  • Monthly Income Benefit
  • Permanent Total Disability Benefit
Applicable Riders and Maximum Limit  
Accidental Death Benefit (ADB) (Equal to basic sum assured or maximum NPR. 50,00,000 which ever is less)  
Total Permanent Disability and Premium Waiver  (TPD/PW) (Equal to basic sum assured or maximum NPR. 50,00,000 which ever is less)

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Contact Info

  • Manakamana Marga, Kathmandu
  • +977-1-5970057
  • info@himalayanlife.com.np
  • www.himalayanlife.com.np