HimalayanLife Swarnim Jeewan Beema

HimalayaneLife Swarnim Jeewan Beema

This plan is specially designed to meet the increasing educational, marriage and other needs of growing children. At HimalayaneLife, we understand the value of securing child’s future and offer a plan “PrimeLife Swarnim” to help secure a bright future for children.

Key Features

  • Insurance term can be determined as per requirement
  • Premium payment frequency can be chosen as per convenience
  • Sum insured can be chosen as per customer’s need

Product Launched On :- 10 July, 2008 :

Policy Requirements

Minimum Sum assured

Maximum Sum Assured

Minimum age of Child
0 Years

Maximum age of Child
15 Years nearest birthday

Minimum age of Proposer
18 Years

Maximum age of Propose
60 Years

Maximum maturity age of Proposer
60 Years

Minimum policy term
10 Years

Maximum policy term
30 Years

Premium Paying Term
Equal to policy term

Mode of Premium payment
Yearly, Half Yearly, Quarterly & Monthly


At the time of Maturity:
Full sum assured plus bonus

Death before maturity: 

After commnecement of Risk :
Full sum assured plus bonus

Before commencement of Risk :
Refund of full premium paid after deducting riders premium, if any


Premium Waiver Benefit (PWB) and Monthly Incime Benefit (MIB)
MIB/PWB coverage is for proposer (i.e child's father or mother) with following features:

Minimum Rider Sum Assured
NPR 50,000

Maximum Rider Sum Assured
NPR 50,00,000

Minimum Rider Term
2 years

Maximum Rider Term
16 - age of child

Minimum Entry Age of Proposer

Maximum Entry Age of Proposer

Premium Payment Frequency
Yearly, Half Yearly, Quarterly and Monthly

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Contact Info

  • Manakamana Marga, Kathmandu
  • +977-1-5970057
  • info@himalayanlife.com.np
  • www.himalayanlife.com.np