NIA Product Code : NIA/LI022/2078/079/EP/0010
NIA Approval Date: 04/02/2022
Policy Issued Date: 10/02/2022
| Minimum Sum Assured |
: 1,00,000/- |
| Maximum Sum Assured |
: No limit ( As per Income Source) |
| Entry Age |
: 18 to 50 Years |
| Policy Term |
: 7 to 25 Years |
| Maximum Maturity Age |
: 70 Years |
| Rider Benefits |
: ADB ,MIB & PWB, CI |
| Mode of paying a premium |
: Yearly and Half-yearly |
| Premium Paying Term |
: Same as Policy Term
|
-
Rebate on Large Sum Assured
| Sum Assured |
Rebate in rate |
| Up to 4,99,999/- |
0 |
| Rs. 5,00,000/- to 6,99,999/- |
Rs. 0.90 per 1000 |
| Rs. 7,00,000/- and above |
Rs. 1.10 per 1000
|
Policy Loan / Surrender Value /Paid Up Value
As Per Company Rule
Survival / Maturity Benefit
Sum Assured and Vested Bonus up to Maturity Period
Death Benefit
On the death of the assured during the policy term, Sum Assured + Additional Sum Assured + Accrued simple reversionary bonus will be payable.
Rider facility
Accidental Death Benefit
Accidental Death Benefit / Premium Waiver Benefit / Monthly Income Benefit
Critical Illness Benefit
Death Benefit due to Accident
Additional amount equal to Sum Assured or Rs. 100,00,000/- whichever is lower
TPD Benefit due to Accident
Full Sum Assured is payable in 120 monthly installments, Balancing installment shall be payable in a lump sum on maturity or at death.
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