Himalayan Surakshit Bhavisya Jeevan Beema Yojana ( Pension Plan)
This policy provides combine benefit of endowment policy, whole life and annual pension after premium paying term.
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Minimum Entry Age : 18 Years
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Maximum Entry Age : 60 Years
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Maximum Maturity Age : 70 Years
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Minimum Policy Term: 10 Years
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Maximum Policy Term: 30 Years
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Minimum Sum Assured: Rs. 5 Lakh
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Maximum Sum Assured: Unlimited as per income source
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Benefits
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Accrued bonus at maturity
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On death of life assured during premium paying term: Full sum assured plus accrued bonus will be paid to the nominee.
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On death of life assured after premium paying term: Full sum assured will be paid to the nominee.
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On surviving after premium paying till 99 years of age: 6 % of Sum assured per annum and at the age of 100 years or death sum assured will be paid.
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Loan facility
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Tax benefits
Additional Benefits
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Premium Waiver
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Accidental Death Benefit
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Monthly Income Benefit
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Permanent Total Disability Benefit
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Applicable Riders and Maximum Limit |
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Accidental Death Benefit (ADB) |
(Equal to basic sum assured or maximum NPR. 50,00,000 which ever is less) |
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Total Permanent Disability and Premium Waiver (TPD/PW) |
(Equal to basic sum assured or maximum NPR. 50,00,000 which ever is less) |
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