| Plan Name |
Limited Endowment Assurance Plan |
| Minimum Sum Assured |
1,50,000/- |
| Maximum Sum Assured |
According to the income of Life Assurance |
| Entry Age |
18 Years to 60 Years |
| Term |
5,10,15,20 and 25 Years |
Premium Paying Term
(Yrs) |
Policy Term
(Yrs) |
| Single |
5,10,15,20 and 25 Years |
| 5 |
10,15,20 and 25 Years |
| 10 |
15,20 and 25 Years |
| 15 |
20 and 25 Years |
| 20 |
25 Years |
Additional premium as per mode of payment.
Half Yearly mode: 0.507 x Annual Premium.
Quarterly mode: 0.255 x Annual Premium.
High Sum Assured Rebate:
| Sum Assured |
Single Premium (per 1000) |
Regular Premium (per 1000) |
| Less than 5,00,000/- |
0 |
0 |
| 5,00,000/- to 9,99,999/- |
1.50 |
0.40 |
| 10,00,000/- and above |
3.00 |
0.70 |
-
Loan Facility: In Single premium term Loan facility should be provide in 3 year after policy issued to policy holder and for Regular premium 2 year complete period and 2 year full premium paid is eligible for policyholder loan.
Other Facilities: Surrender value, Paid Up Value as per policy.
Survival Benefit : Sum Assured + Vested Bonus
Death Benefits : Within Term Period : Sum Assured + Vested Bonus up to Term Period during Death.
Accidental Death benefits : Sum Assured + Additional Sum Assured upto Max. 1,00,00,000/-or Actual sum Assured with ever is lower. + Vested Bonus upto Term Period during Death.
PTD/ PWB Benefits : Waiver of Premium during term period of policy after total permanent disability occurs and monthly income benefits (MIB) provide to policy holder of Sum Assured upto 120 months instalment basis and remaining term to maturity be less than 120 months the balancing instalment will be payable in lumpsum on maturity or at death, if earlier.
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