| Minimum Sum Assured |
: 50,000/- |
| Maximum Sum Assured |
: As per income of the Assured |
| Minimum Entry Age |
: 18 Years |
| Maximum Entry Age |
: 50 Years |
| Policy Term |
: 9,12,15 and 18 Years |
| Mode of paying premium |
: Yearly and Half-yearly |
| Premium Paying Term |
: Same as Policy Term |
| Medical Requirement |
: As per Company Rule |
| Age Calculation Method |
: Age Nearer Birthday |
| Rider Benefit |
: ADB,MIB,PWB,CI |
| Maximum Maturity Age |
: 68 Years |
Rebate on Large Sum Assured
| Sum Assured |
Rebate in rate |
| Rs. 50,000/- Up to 2,99,999/- |
Nil |
| Rs. 3,00,000/- to 4,99,999/- |
Rs. 1.50 per 1000/- |
| Rs. 5,00,000/- and above |
Rs. 2.00 per 1000/- |
-
Policy Benefits
Survival / Maturity Benefit
During the policy term, on survival of the life assured at the end of the specified policy year provided the policy is in force, the following specified percentage of the sum assured is payable to the life assured as survival benefits.
On survival of the life assured at the end of the policy term provided that policy is in force then Accrued Bonus shall be payable as maturity benefits.
Death Benefit
On the death of the assured during the policy term, Sum Assured and Accrued Bonus will be payable nominee/beneficiary.
Policy Loan / Surrender Value /Paid Up Value
As Per Company Rule
Death Benefit due to Accident
An additional amount equal to Sum Assured or Rs. 100,00,000/- whichever is lower.
TPD Benefit due to Accident
Full Sum Assured is payable in 120 monthly installments, Balancing installment shall be payable in a lump sum on maturity or at death.
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