HimalayanLife Saral Jeewan Beema
Regular saving is the best tool to protect family against unseen future uncertainties. We at HimalayanLife understand the value of savings and present a regular Premium Endowment Plan which will help save regular amount for a safer tomorrow.
Key Features
-
Insurance term can be determined as per requirement
-
Premium payment frequency can be chosen as per convenience
-
Sum insured can be chosen as per customer’s need
Product Launched On :- 22 May, 2008
Policy Requirements
Minimum Sum Assured
NPR 25,000
Maximum Sum Assured
No limit
Minimum Entry Age
18 Years
Maximum Entry Age
55 Years
Minimum Policy Term
10 Years
Maximum Policy Term
49 Years
Maximum Maturity Age
65 Years
Premium Paying Term
Equal to policy term
Premium Payment Frequency
Yearly, Half Yearly, Quarterly & Monthly
-
Benefits
Maturity Benefit:
Sum Assured plus Bonus
Death before maturity:
Sum Assured plus Bonus
Supplementary Riders
-
Accidental Death Benefit (ADB), Total Permanent Disability and Premium Waiver (TPD/PW)
-
(Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower)
-
Critical Illness (CI) – This is optional rider coverage which shall be allowed to take our existing policyholders in the condition of medical fitness with effect from the policy anniversary date in all the product portfolio. However, the Company has sole discretion to accept or reject the application. The medical cost shall be borne by an applicant whatsoever. The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
-
Personal Accident (PA) – This is optional rider coverage which offers immense benefits during the policy period. This rider shall be allowed to take new policy holder as well as existing policy holders with effect from the policy anniversary date by paying additional rider premium. The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Working...